Fire-damaged homes are among the hardest properties to sell conventionally. Lenders won't finance them, insurers won't write new policies on them, and the repair scope is difficult for a retail buyer to price.
Settle the insurance question first. In most cases the claim proceeds belong to you, and how you handle them affects what a sale should look like. If a mortgage is involved, the servicer usually controls the disbursement of those funds.
We buy fire and smoke-damaged structures as-is, including total losses where the value is essentially the land. You don't need to demo, secure, or clean anything.
When owners typically call us about this
- Partial fire damage with heavy smoke throughout
- Total losses where the lot carries the value
- Insurance claims already settled or still open
- Properties boarded up or under a city order
Questions about this
- Can I keep my insurance payout and still sell?
- Frequently yes, depending on your policy and any lender requirements. Talk to your adjuster before you commit either way.
- Do you buy total losses?
- Yes — in those cases we're primarily buying the land.
Titan Property Investors is a private real estate investor, not a law firm, brokerage, or financial advisor. This page is general information about Arkansas property situations and is not legal, tax, or financial advice.